Your trusted loan comparison marketplace. Get started online and see your loan options in minutes!
🔒 Checking your options with us won't affect your credit score.
Check your rate in 2 minutes - No credit impact!
🔒 Your information is protected with information with 256-bit encryption
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Your trusted loan comparison marketplace since 2024.
We created this platform to simplify personal loan shopping. We connect you with 50+ trusted lending partners so you can compare rates, terms, and offers—all in one place, with just one application.
1M+
Customers Helped
50+
Lending Partners
4.8★
Customer Rating
Fill out one form to see offers from multiple lenders instantly.
Checking rates uses soft inquiries—your score stays safe.
We never charge fees. Compare rates at no cost to you.
Get funded as soon as the next business day.
The our process is simple, fast, and secure. Get started in 4 easy steps.
Fill out our simple application in about 2 minutes. We ask basic questions about your loan needs.
Our system matches you with lenders from the our network of 50+ partners.
Review personalized loan offers and compare rates, terms, and monthly payments.
Choose the best offer and get funded as soon as next business day through our platform.
Once you submit your application, our system instantly analyzes your profile and matches you with lenders most likely to approve your loan.
We present you with multiple loan offers so you can compare APR, monthly payments, and terms side by side.
Review each offer carefully and select the one that best fits your needs. We never pressure you to accept any offer.
After you accept an offer, the lender will verify your information and fund your loan. Many Our network partners offer next-day funding.
Explore all loan types available through our platform's network of 50+ lending partners.
| Loan Type | APR Range | Loan Amount | Term Length |
|---|---|---|---|
| Debt Consolidation | 5.99% - 35.99% | $1,000 - $100,000 | 12 - 84 months |
| Home Improvement | 5.99% - 29.99% | $1,000 - $100,000 | 12 - 84 months |
| Medical Loans | 6.99% - 35.99% | $1,000 - $50,000 | 12 - 60 months |
| Auto Loans | 4.99% - 29.99% | $1,000 - $75,000 | 12 - 72 months |
| Emergency Loans | 7.99% - 35.99% | $1,000 - $35,000 | 12 - 48 months |
| Major Purchases | 5.99% - 29.99% | $1,000 - $100,000 | 12 - 84 months |
Learn everything you need to know about personal loans with us's comprehensive guides.
Get answers to common questions about our service and personal loans.
We are a loan comparison marketplace that connects consumers with 50+ lending partners. We are not a lender itself but helps you find and compare loan offers from multiple lenders in one place. You can see your options without affecting your credit score.
Yes, We are completely free for consumers. You never pay any fees to use the our platform. We are compensated by lenders when you choose a loan, but this never affects your rates or terms.
No, checking rates through our platform does not affect your credit score. We use soft credit inquiries to match you with lenders. A hard inquiry only occurs if you decide to proceed with a specific lender's offer.
APR rates through our platform range from 5.99% to 35.99% depending on your credit profile, loan amount, and the lender you choose. Borrowers with excellent credit typically qualify for the lowest rates through our platform.
Loan amounts through our platform range from $1,000 to $100,000 depending on the loan type, lender, and your creditworthiness. We can help you find loans for both small and large expenses.
Many Our lending partners offer funding as soon as the next business day after approval. Some lenders may fund within a few hours. The exact timeline depends on the lender and your bank.
We work with lenders who accept a wide range of credit scores. While some lenders require good to excellent credit (680+), others in our network specialize in fair or poor credit loans. It costs nothing to check your options.
Loan terms typically range from 12 to 84 months (1-7 years). Shorter terms mean higher monthly payments but less interest paid overall. We help you compare different term options.
We currently focus on personal loans for individual consumers. However, some people use personal loans for small business expenses. For dedicated business financing, we recommend exploring business loan options.
Yes, We take security seriously. We use bank-level 256-bit SSL encryption to protect your personal information. We never sell your data to third parties and only shares necessary information with lenders who may be able to serve you.
See what real customers say about their KloverLoansApply experience.
"Finding a debt consolidation loan was so easy! I compared 5 offers and saved $200/month. Highly recommend to anyone looking to simplify their finances!"
"Used for my kitchen renovation. Got funded in just 2 days! Great experience from start to finish. The whole process was seamless."
"Found emergency financing fast when I needed it most. So grateful for the quick process! Got approved the same day I applied."
"Found a great rate for my car purchase. The comparison tool made it easy to see all my options. Will definitely use again!"
"Needed help with medical bills and they came through. The process was simple and I was approved within hours. Thank you!"
"Financed my wedding with a great rate. The team was super helpful and the online process was a breeze. Love the service!"
Join over 1 million Americans who found their perfect loan through our platform. Compare rates from 50+ lenders in minutes!
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